Back on topic for moment ... then off again
On the "getting more than you paid for" topic: I'd like to think I'd do 4, reality is that the little voice takes time to realise what is going on, so 3 is the one. Sometimes that is harder. Especially like the petrol case where one points out that maybe the person should check ... Oh well I'll keep trying.
I've had mixed reactions from "you are mad" to "thanks for telling me .. keep it". I always feel better in the long run.
On the employment thing .. gotta say that working for a big company, the approach to negotiations on conditions is : "we encourage you to take a negotiated contract. Here it is. No term may be changed. Sign now". Mr Howard's proposals don't sit comfortably.
I guess I'll have to get to the next stage of personal development where I am comfortable with change. At my current stage, it is OK if I have some say. It is NOT ok if it is outside my control.
There that should keep the thread off topic. :D