Hi fletty
the plan is for about 3 years while my son finishes high school.
after 42 years in the workforce, I'm old enough to retire and I will when I get to the end of my accrued leave.
Cold?
it's a mix of acclimatization, clothing and what the temperature and wind speed are.
the last few days have felt positively "warm" -- little if any wind and a temperature of 4 or 5 degrees (the temperature hasn't been above freezing since early November and we've assuming the minus sign, so 4 or 5 means -4 to -5)
The max was -18 on New Year's Eve.
The biggest challenge so far is keeping the car warm.
The garage is heated to +18 C so starting the car is not a problem, but by the time we've gone a kilometre or so, the coolant in the radiator is well below freezing and even after 100km on the highway the engine is still too cold for the idle cut-out to work.