direct deposit or pay pal?

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Originally Posted by Big Shed

Your apology is noted, although it would have been nice if it had been a sincere one:(

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It was only offered out of courtesy, just before I challenged your inaccurate assertion that 'Ebay does not however object to sellers passing on Paypal costs to the buyer'. They do.

Exactly what is it you thought I was apologising for? Disagreeing with your opinions? Do people normally apologise for that?

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Originally Posted by Big Shed

You then immediately turn around and vent your spleen about Ebay. To put it on the record, I don't really care what your opinion of Ebay is. My original post was about Paypal.

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For the record, I don't care what you care, and I wasn't venting my spleen. eBay owns PayPal, and the vast majority of PayPal transactions are conducted through eBay. Anyone wanting to discuss the merits of dealing with PayPal opens the floor to discussion of the pros and cons of both organisations as far as I'm concerned. Maybe it is a bit of a sore point with me. Sue me.

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Originally Posted by Big Shed

Like everyone else you have a choice,

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I have a choice, yes, and I have a voice. I exercise them both.

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Originally Posted by Big Shed

no one forces you to use Ebay, or indeed Paypal.

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No-one forces me to use eBay, but eBay forces me to use PayPal. Regardless, surely I am just as entitled as anyone else on this forum to voice my opinions?

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Originally Posted by Big Shed

If you want to have a hate session against Ebay, there are existing threads that have done that (more politely) than you.

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I don't want a 'hate session', and I didn't realise I was being impolite (except perhaps to eBay/PayPal). Are you objecting to my difference of opinion or to being corrected? If it's the latter, that can be avoided simply by checking facts before you post them.

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Originally Posted by Big Shed

You also have the choice of starting your own thread for that purpose, in stead of hi-jacking weisyboy's thread.

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I thought hijacking threads was when you change the subject. As far as I can tell the subject of this thread is largely about the use of PayPal, which is largely the subject of my posts. I'm really not sure what your issue is, but you seem to have a personal gripe about me. Which, ironically, is kind of hijacking this thread.

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Originally Posted by Big Shed

So, if you want to point the finger at other people and entities, look at your own behaviour first.

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I wish I knew what you were referring to Big Shed, I really haven't set out to make this personal with you at all. Our opinions differ and I corrected you on a point. You might not like that but it happened, get over it.

Lets settle down fellas and keep it friendly.

DJ
Super Moderator
Woodworking Australia's
WOODWORK FORUMS

Lets keep it just to paypal and not ebay

Question:
If you buy something using PayPal (Not E-Bay) and no goods arrive, what protection do you have?

you can have the transaction reversed.
I did this a couple of days ago

With a bank however, the process is very complicated and takes a long time.

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Originally Posted by echnidna

you can have the transaction reversed.

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That can be a problem if you are a legit seller and some @hole buyer decides to try and stiff you on the payment (after receiving the goods).

From my point of view, paypal is good for buyers, but not necessarily good for sellers (fees, risk).
Direct deposit is good for sellers (you have the money and no fees) and not so good for the buyer (if you get stiffed by the seller).

I use direct deposit almost exclusively (for mostly buying and some selling) and have never been burnt.

I prefer paypal
but I do use direct deposit if the person I'm dealing with doesn't have paypal
but direct deposit sucks

Used paypal once, & once only for my first purchase. When it looked iffy, paypal were difficult to contact, slow to respond and ineffectual. All 70-odd purchases since have been by direct deposit without any problems whatsoever.

FTR I hate banks too.

prozac

BTW for those looking for an ebay vacation I just happened across a new site starting soon, http://www.offerme.com.au/

prozac

i have had problems with paypal.

being a seller i hate it. they charge me a fee for the use of the great service ten after i sent the item the seller said it was not recived and reverced the payment but i was still stuck wiht the charges. now i had a receipt signed by the buyer when the item was deliverd but paypal would have non of me. this has happend twice.

and recently paypal froze my account with over $200 in it and i have no way of retriveing my money. there has been no further emails from them stating the reason or a time line on when i will be reciveing my money back.

weisyboy
That seems to be a common problem with PayPal.
Very bad for a seller. Not much better for a buyer as you do not get your money back if the seller is a scam and has withdrawn the funds and shot through.

According to the 'Round table' discussion board on E-Bay.

mmm it is evil.

so are the banks

Last weekend I was informed by the Austrian company that owns my USA website, that I had two months to convert my VeriSign credit card safe page, to a Paypal one, through their Swiss auxiliary company.

In my industry, in this country, there are about 9 manufacturers using this company website, a quick ring-a-round in this last week shows, all except one, has pulled or is about to pull from the website.

When I questioned the veracity of their reasoning behind this worldwide decision, their rep really was lost for words.

As PayPal doesn’t have a banking licence in this country, he was unable to dissuade me from pulling out. I believe that there were around 900 manufacturers world wide using this site, there are about 8 less that I know of, or will be in about 2 months.

Unfortunately, from a safe, secure, financial transaction viewpoint, within a normal banking practice accountability situation, PayPal doesn’t cut it.

Legal redress, if required, is virtually impossible.

Mick.

Ps-I have used PayPal to purchase items from individuals around the world, and will continue to do so. All PayPal purchased transactions I’ve done, have been through specialist forums like this one. PayPal is a reasonably good system, just not as strong as the banking systems I’ve used around the world.