I don't generally use commercial urethanes, but rather crosslinked water based spray stuff if I need kind of high volume something or other that will be water resistant.
Any decent urethane finish that's specified to have high water and solvent resistance should be fine, though, and show no evidence of water contact other than minerals left behind - those that were in the water to start with.
You can get them in satin with flatteners without issue. Last year, I used a (solvent based) floor urethane that reviewers said has good durability and it was also satin - it looks good, is completely indifferent about water, and doesn't scratch easily. I'd use it without reservation on furniture if I used brush urethanes often - but it has suffered from VOC rules a little bit (more of a nuisance to apply - after the new solvents flash off, the result is good, though).