Being only 25, I'm still paying the hefy insurance because of the idiotic driving of my contemporaries. Even though I puttputt around in a the camry with the babyseat in the back.
It too was a bot of a nincompoop when I was seventeen. I had an old rotary Mazda Capella that went like he proverbial shower of sh**. Luckily for me I rear-ended another pizza driver while I was fidlding with stereo, and perving on a girl while driving into the sun in the reight hand lane on great eastern hwy.
In all seriousness, it was the best thing that ever happened to me. Scared the living daylights out of me. I was still a passenger however in many a V8 commodore doing stupid things.
Unfortunately, I really don't know how to get thru to these tough guys. Some times I jsut feel like grabbing them and saying:
"Your VN commodore is a piece of **** that will get out of control and kill you! Chicks arent impressed with your stereo or your driving. Get a brain and stop being an immature loser ahhh!"
Also I really don't think limiting power is the problem. Any car will go 120kms and thats enought to ensure your death. How many hotted up POS hyundai excels have you seen driving like idiots?
The greatest bumper sticker I've ever seen was on the back of a Triumph TR7 which read, Your hyundai is NOT A sports car.