Mortality rates among key ages have generally been improving about 1% per year on average in most organized countries (caveat, I haven't studied this in detail for all countries). That translates to something along the lines of if 100 out of 100,000 at a given age become deceased in 2020, then in 2021, that figure would be 99, and so on (it's an exponential type function, so not just 98, but rather 0.99*.99, and so on.
Covid has created a pretty big issue with the overall general trend! The excess mortality last year is something we have not seen in my lifetime.
Funding of public and private retirement systems is an interesting topic, because the workforce doesn't really find usefulness for people any longer than it has in previous generations, but we live longer. Disability increases significantly after a given age (in the US, the social security administration makes it pretty easy to get disability after about mid 50s or so, but it's true that actual disability increases quite a bit beyond the amount of abuse that occurs in our disability situation).
I have my doubts that working past a normal retirement age is much different than it was in the past, though under the table work may be less common.