Nokia Lumia 435 Mobile Phone

Is anyone using this phone?
I didn't really want a smart phone, but my trusty six year old flip phone is dying and this was given to me.

Two issues I have:
Is there anyway to show to contacts, I've manually entered my contacts but the phone says they are hidden and I have to link to an account
I have ten people on my phone, it says link to an MS account which I'm guessing is skype - I have 120 people on my skype list, about three of whom have my mobile number. I don't intend to do any online stuff on the phone and really don't want online contacts on it.
I don't want to create a phone contacts account online because I don't want this private information on some faceless server somewhere.

Also, is there any way to turn off automatic speed dial - I'm a tad clumsy with phones and I've called message bank six times today.
Is there any way around these issues or is it just a curse of technology.
Cheers
Dave