A part of the exterior brick wall is leaning outwards!

I just notice yesterday. The gap is bigger than before. I am guessing it is because the heavy rain followed by very hot and drought weather, there is something funny about the foundation happening.

Will home insurance cover it? Or what should I do? Dangerous? I am really worrying about it as it is currently thunder-storming outside. I fear the water will make it sink/lean further.
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